About

CMI’s mission is to provide transparent and flexible mortgage solutions to borrowers, while delivering attractive and consistent annual returns to investors. The company’s four businesses work in unison to seamlessly originate, underwrite, fund and service private mortgages end-to-end for borrowers and investors, ensuring an unparalleled turnkey experience.

Ever since the 2008 financial crisis, banks have taken an increasingly cautious approach to lending. That shift has left a growing number of borrowers frozen out of the traditional lending space and created a substantial gap in the market. That’s where CMI comes in.

INVESTMENT PHILOSOPHY 

CMI’s investment approach is based on five key pillars:

► Security and capital preservation. CMI focuses on residential mortgages in strong, stable real 

estate markets across Canada. A comprehensive due diligence process led by an experienced and 

knowledgeable underwriting team has resulted in a loan loss rate of less than 0.25% since 

inception.

► Strong, consistent returns. CMI targets consistent and sustainable returns ranging from 6 - 16%, 

and steady monthly cash flow.

► Flexibility and diversity. CMI offers a broad and diverse range of mortgage investment 

opportunities that vary across geography, interest rate, duration, security position, borrower type 

and more.

► Your investment, your way. CMI’s investment managers curate opportunities based on each 

investor’s unique investment profile, but each investor selects the investments that are most 

suitable for them.

► Risk mitigation. CMI sources, analyzes, underwrites, and actively manages all mortgages for the 

duration of their term. After closing, mortgages are administered and serviced by the in-house team 

at CMI Mortgage Services.